Salish Elder Law Blog
My Loved One Just Passed – What Do I Do?
Losing someone is one of the most emotionally difficult experiences that we can have. It doesn’t matter the age –the loss of an elderly parent or grandparent is a life altering event, as is the horrible loss of a young adult. Even so, there are necessary steps that must be taken to prevent complications in an already difficult time.
ESTATE PLANNING IS MORE THAN JUST A WILL
Estate Planning involves much more than death-time planning using just a Will – as this planning encompasses planning for lifetime emergencies as well as planning how assets will be distributed at death. In effect, a large swath of lifetime situations should be covered.
LONG-TERM CARE INSURANCE APPEALS
When someone with long-term care insurance can no longer live independently, they can file a claim to receive the benefits of their policy. However, many families run into unexpected difficulties. Increasingly, we are seeing clients who have spent years paying into a policy, only to be denied help when they need it. When a claim is denied, the insurer provides a basis for the denial.